Recipes / Finance

Our rating: 3/5 for this setup

Telegram expense tracker bot with Gemini receipt reading

Send a receipt photo, PDF, or text to Telegram; it extracts date/amount/category, logs to Sheets, stores the file in Drive, and answers 'how much did I spend on food?'

New Added Oct 15, 2026 · ✓ Last checked Oct 15, 2026

It broke for meBroke?
How it works: Telegram expense tracker bot with Gemini receipt reading. Trigger: Receipt photo, PDF or text. The bot (n8n + Gemini Vision + Google Sheets/Drive): Telegram bot receives it; Gemini extracts date, amount, category; File saved to Drive. Result: Logged to Sheets; ask what you spent. Replaces Expense tracker apps.HOW IT WORKSTelegram expense tracker bot with Gemini receipt reading1 · TRIGGER2 · THE BOT3 · RESULTReceipt photo,PDF or textn8nGemini VisionGoogle Sheets/DriveTelegram bot receives itGemini extracts date, amount,categoryFile saved to DriveLogged to Sheets;ask what youspentREPLACESExpense tracker appsRATED 3/5 · MEDIUM SETUPAppToBot
How it works: trigger: Receipt photo, PDF or text; the bot (n8n + Gemini Vision + Google Sheets/Drive): Telegram bot receives it; Gemini extracts date, amount, category; File saved to Drive; result: Logged to Sheets; ask what you spent.HOW IT WORKS1 · TRIGGERReceipt photo, PDF or text2 · THE BOTn8nGemini VisionGoogle Sheets/DriveTelegram bot receives itGemini extracts date, amount, categoryFile saved to Drive3 · RESULTLogged to Sheets; ask what youspentREPLACESExpense tracker apps
Diagram drawn by AppToBot from this recipe's source. It shows the flow, not a screenshot of the product.

Setup steps

  1. Create Telegram bot
  2. Copy sheet template
  3. Add Sheets, Drive, Gemini credentials
  4. Import workflow
  5. Update IDs

Steps summarized from the original Template source ↗. Use “Copy” to grab them with the tools and source link, or copy an AI prompt.

Try it with AI

Paste this into ChatGPT, Claude or your own agent for step-by-step help. Prompt written by AppToBot from this recipe's data, not by the original author. It keeps drafts for your review and asks before anything is sent or paid.

Help me set up this automation using n8n + Gemini Vision + Google Sheets/Drive: "Telegram expense tracker bot with Gemini receipt reading".
Goal: replace Expense tracker apps.

How it should work:
- Trigger: Receipt photo, PDF or text
- Then: Telegram bot receives it
- Then: Gemini extracts date, amount, category
- Then: File saved to Drive
- Result: Logged to Sheets; ask what you spent

Setup steps (summarized from the original source):
1. Create Telegram bot
2. Copy sheet template
3. Add Sheets, Drive, Gemini credentials
4. Import workflow
5. Update IDs

Guide me one step at a time. Ask me for anything you need (accounts, sheet or channel names) before you start.

Safety rules:
- Build and test with sample data first, and show me a sample result before anything goes live.
- Keep anything that goes to other people (emails, posts, replies, record updates) as drafts for my review until I say otherwise.
- Never send, post, buy, pay, delete or change records without my approval.
- Tell me about any cost (paid plans, API usage) before I'd incur it, and help me set a spending limit.
- Keep API keys and passwords out of shared docs and chats.
- Privacy: Receipts and amounts go to Google Gemini; stored in your own Drive/Sheets.

Based on: https://n8n.io/workflows/10871-personal-finance-tracker-with-telegram-bot-google-gemini-vision-and-sheets/

Expense tracker appsn8n + Gemini Vision + Google Sheets/Drive

Tool names link to each official site (opens in a new tab).

Cost afterGemini API (free tier available) + n8n; free template
SetupMedium · Not reported
Time savedNot reported
SkillIntermediate

Running cost: API pennies Free template; Gemini API usage (free tier available). No-code How we sort costs
Stack: n8n · Gemini · Google Sheets
Replace an app: AI bots that replace expense tracker apps

App vs bot, side by side

Old app vs bot
Old app / habitBot
ToolExpense tracker appsn8n + Telegram bot + Gemini Vision + Sheets/Drive
Monthly costNot reportedGemini API (free tier available) + n8n; free template
SetupNone (already in use)Not reported · Intermediate
Your timeBaselineNot reported
MaintenanceHandled by vendor/you as beforeFix category rules; refresh Google tokens.
PrivacyData stays with the app vendorReceipts and amounts go to Google Gemini; stored in your own Drive/Sheets.

Full comparison

ReplacesExpense tracker apps
Bot / agent stackn8n + Telegram bot + Gemini Vision + Sheets/Drive
Monthly cost beforeNot reported
Monthly cost afterGemini API (free tier available) + n8n; free template
Setup timeNot reported
Time savedNot reported
Skill levelIntermediate
Reliability3/5: published template, no usage reports.
MaintenanceFix category rules; refresh Google tokens.
Privacy & dataReceipts and amounts go to Google Gemini; stored in your own Drive/Sheets.
Best forPeople who live in Telegram
Not forShared household budgets with bank sync

Pros and cons

Pros

  • Photo, PDF or text input
  • Ask spending questions

Cons

  • Many credentials to set up

Source and evidence

Published template.

Read the original Template source ↗

“Not reported” means the source doesn't say. We never fill gaps with guesses. Numbers marked “per author” or “vendor claim” are the source's own and weren't independently tested. Source last checked Oct 15, 2026.

Our rating is an editorial opinion based on the public source above, not lab testing. Spot an error? Request a correction.

Plain-text summary (for search and AI assistants)

Telegram expense tracker bot with Gemini receipt reading. Replaces Expense tracker apps with n8n + Telegram bot + Gemini Vision + Sheets/Drive. Cost before: Not reported. Cost after: Gemini API (free tier available) + n8n; free template. Setup: Not reported, Intermediate. Time saved: Not reported. Reliability 3/5: 3/5: published template, no usage reports. Best for: People who live in Telegram. Not for: Shared household budgets with bank sync. Source: https://n8n.io/workflows/10871-personal-finance-tracker-with-telegram-bot-google-gemini-vision-and-sheets/

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