Recipes / Finance
Telegram finance agent for receipts
Send a receipt photo, PDF, or text to Telegram; it extracts date/amount/category, logs to Sheets, stores the file in Drive, and answers 'how much did I spend on food?'
App vs bot, side by side
| Old app / habit | Bot | |
|---|---|---|
| Tool | Expense tracker apps | n8n + Telegram bot + Gemini Vision + Sheets/Drive |
| Monthly cost | Not reported | Gemini API (free tier available) + n8n; free template |
| Setup | None (already in use) | Not reported · Intermediate |
| Your time | Baseline | Not reported |
| Maintenance | Handled by vendor/you as before | Fix category rules; refresh Google tokens. |
| Privacy | Data stays with the app vendor | Receipts and amounts go to Google Gemini; stored in your own Drive/Sheets. |
Full comparison
| Replaces | Expense tracker apps |
|---|---|
| Bot / agent stack | n8n + Telegram bot + Gemini Vision + Sheets/Drive |
| Monthly cost before | Not reported |
| Monthly cost after | Gemini API (free tier available) + n8n; free template |
| Setup time | Not reported |
| Time saved | Not reported |
| Skill level | Intermediate |
| Reliability | 3/5: published template, no usage reports. |
| Maintenance | Fix category rules; refresh Google tokens. |
| Privacy & data | Receipts and amounts go to Google Gemini; stored in your own Drive/Sheets. |
| Best for | People who live in Telegram |
| Not for | Shared household budgets with bank sync |
Pros and cons
Pros
- Photo, PDF or text input
- Ask spending questions
Cons
- Many credentials to set up
How it works
- Create Telegram bot
- Copy sheet template
- Add Sheets, Drive, Gemini credentials
- Import workflow
- Update IDs
Source and evidence
Published template.
Read the original Template source ↗
“Not reported” means the source doesn't say. We never fill gaps with guesses. Numbers marked “per author” or “vendor claim” are the source's own and weren't independently tested. Source re-checked 2026-10-15.
Plain-text summary (for search and AI assistants)
Telegram finance agent for receipts. Replaces Expense tracker apps with n8n + Telegram bot + Gemini Vision + Sheets/Drive. Cost before: Not reported. Cost after: Gemini API (free tier available) + n8n; free template. Setup: Not reported, Intermediate. Time saved: Not reported. Reliability 3/5: 3/5: published template, no usage reports. Best for: People who live in Telegram. Not for: Shared household budgets with bank sync. Source: https://n8n.io/workflows/10871-personal-finance-tracker-with-telegram-bot-google-gemini-vision-and-sheets/
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